What are your alter­na­tives to LEAP®? Your finan­cial life may well be man­aged by one of the four alter­na­tives listed below. Let’s look at each one of the alter­na­tives and see if they are what you really want and need.

ALTERNATIVE #1 — NO PLANNING

By doing no plan­ning at all, it may lead to finan­cial dif­fi­cul­ties and even finan­cial dis­ar­ray. To do no plan­ning may cause peo­ple to lose con­trol over their finan­cial lives and become vul­ner­a­ble to the events and cir­cum­stances that sur­round them. The no plan­ning alter­na­tive usu­ally pro­duces very lit­tle chance of hav­ing finan­cial inde­pen­dence at any point in one’s life.

ALTERNATIVE #2 — OCCASIONAL PLANNING

Occa­sional plan­ning tends to result in putting things off and to always be one or two steps behind, never quite hav­ing enough money or hav­ing it in the right place. Do you feel this way? Peo­ple who do occa­sional plan­ning are usu­ally part of a “do-it-yourself” mind­set that tends not to seek pro­fes­sional finan­cial advice. Occa­sional plan­ning may pro­duce a finan­cial life filled with inef­fi­ciency and lost oppor­tu­nity costs.

ALTERNATIVE #3 — SINGLE NEED PLANNING

Many peo­ple wait until they are forced to make finan­cial deci­sions. Sin­gle need plan­ning focuses on plan­ning for only one finan­cial need at a time. Usu­ally, this plan­ning does not take place until after the need appears and becomes obvi­ous. Sin­gle need plan­ning tends to be main­te­nance based just to cover the need. Psy­chol­o­gists have writ­ten that human needs can never truly be sat­is­fied, for once a need is met, a new need takes its place. There­fore, sin­gle need plan­ning may lead to ongo­ing frus­tra­tion and disappointment.

ALTERNATIVE #4 — FINANCIAL PLANNING

Finan­cial plan­ning is a process that is heav­ily math­e­mat­i­cal and requires a sig­nif­i­cant amount of number-crunching. Finan­cial plan­ning focuses on estab­lish­ing sev­eral needs and goals and plot­ting a course of action to sat­isfy them. Finan­cial plan­ning typ­i­cally uses fixed assump­tions for taxes, rates-of-return, infla­tion, time, and other vari­ables as deter­mi­nants for the out­come of the plan. Since the world in which we live is chang­ing, the fixed assump­tions are dif­fi­cult to pre­dict and need con­stant updat­ing and review.

For many Amer­i­cans, the Right Sys­tem for Build­ing Wealth Pro­tec­tion is

LEAP® — Life­time Economic Accel­er­a­tion Process™
The LEAP SYSTEM® believes that the best choice that you can make in your finan­cial life is the use of the LEAP SYSTEM®.  Give your­self this oppor­tu­nity for wealth, hap­pi­ness, and suc­cess.  After all, you deserve the best.