Frequently Asked Questions

Chap­man Wealth Man­age­ment will work with you to shape strate­gies that help you achieve your dreams. We com­bine integrity, tech­nol­ogy, expe­ri­ence and vast finan­cial knowl­edge to develop and main­tain an effec­tive plan for max­i­miz­ing your wealth poten­tial.
Our approach is unique, but like the strate­gies we develop for our clients, it’s easy to understand.

Q: I’d love to put some­thing away for my retire­ment, but I never seem to have the extra money.
A: We use the LEAP® process, which is designed to cre­ate greater wealth with no addi­tional out-of-pocket costs. By mak­ing your dol­lars work bet­ter, we help you pro­vide for your future.

Q: If I already choose my own invest­ments and have trusted sources for finan­cial advice, why should I meet with Chap­man Wealth Man­age­ment?
A: We’re not here to replace either the mem­bers of your finan­cial team or the prod­ucts that are work­ing well for you. In fact, we will work with your other advi­sors to put a stronger, smarter team in your cor­ner.
While most finan­cial pro­fes­sion­als focus on only one or two aspects of your finan­cial life, we take a holis­tic view. We eval­u­ate and coor­di­nate all aspects of your finan­cial life, the way a chess mas­ter con­sid­ers all of the pieces on the board and always thinks sev­eral moves ahead.
Q: How does the eval­u­a­tion work?
A: We gather all the facts and goals that define your finan­cial life. We con­sider your income, invest­ments and debt, the costs of such things as hous­ing, food, enter­tain­ment and taxes, and your plans for col­lege and retire­ment. We also look at insur­ance, wills and other fac­tors that are some­times over­looked. Then we apply our unique mix of expe­ri­ence and sci­en­tific mod­el­ing to pro­duce a per­son­al­ized  strat­egy for build­ing wealth.
Our strate­gic rec­om­men­da­tions and alter­na­tives are writ­ten in plain lan­guage. We’ll show you where your cur­rent plans serve you well, where they fall short and how to get them all work­ing in con­cert to meet your cur­rent and future needs.
The eval­u­a­tion process is con­tin­u­ous. We con­stantly inform and update you, help­ing you stay on top of changes in your life, changes in laws, and new chal­lenges and oppor­tu­ni­ties. This rela­tion­ship is one of the main rea­sons our clients stay with us.
Q: What kind of finan­cial ques­tions can Chap­man Wealth Man­age­ment help me answer?
A:

•    What are the true costs of my cur­rent plans?
•    Am I pay­ing too much tax now, and how will taxes affect my retire­ment?
•    Will I be able to retire com­fort­ably when I want to?
•    Can I afford to send my chil­dren to col­lege?
•    Are all of my invest­ments work­ing together toward a com­mon goal?
•    Why has no one pointed these things out to me before?

Q: What will finan­cial analy­sis cost?
A: You will receive plan­ning and strate­gies for no ini­tial costs or charges.
Q: Will I be pres­sured into any deci­sions?
A: Our job is to make sure you’re equipped to make informed deci­sions. We present you with options in the form of plans and strate­gies. You make the choices you’re com­fort­able with, and at the pace that suits you. We will always sup­port you in doing what you know is best for you.