Hot For A Good Cause!

2017-09-01T13:21:19+00:00

Sum­mer is almost over in a few short days, the kids will be back in school and work will begin to nor­mal­ize a lit­tle since every­one will have fin­ished up their vaca­tions for the year. It’s been a busy sum­mer here at Chap­man Wealth Man­age­ment: We revamped our web­site, added some real­ly cool elec­tron­ic ser­vices for our clients and observed some real­ly volatile mar­kets… whew! But what have we real­ly done that mat­ters this sum­mer? I’d like to chal­lenge you to think about that your­self.

In just a few days, Kei­th Chap­man will be par­tic­i­pat­ing in the Hot­ter Than Hell Bike race in Wichi­ta Falls, Texas, to raise mon­ey to rebuild The Grace Children’s Hos­pi­tal that was dev­as­tat­ed in that earth­quake in 2008.

First, about the race. The Hot­ter than Hell is in it’s 35th year: it is an annu­al cycling event that draws 13,000 cyclists from all over the coun­try to par­tic­i­pate in a gru­el­ing and chal­leng­ing ride in the swel­ter­ing Texas sun. It’s the largest sin­gle day 100-mile endurance bicy­cle ride in the nation. The chal­lenge is made even more dif­fi­cult by the pre­vail­ing winds. There’s just noth­ing like rid­ing a bike into a 15-mph wind(so you’re work­ing extra hard to get nowhere)with the Texas sun blaz­ing over­head…

Now, about the cause:This is real­ly near and dear to us at CWM. We can not say enough good about the Inter­na­tion­al Child Care orga­ni­za­tion. ICC is a Chris­t­ian health devel­op­ment orga­ni­za­tion that has been serv­ing the chil­dren of Haiti since 1967 and the Domini­can repub­lic since 1988. ICC Pro­vides health and whole­ness For chil­dren and fam­i­lies in empow­ered com­mu­ni­ties. The Hot­ter than Hell is their largest fundrais­ing event of the year. And this year the pro­ceeds are going to help rebuild an impor­tant hos­pi­tal for chil­dren.

We encour­age you to get involved in the caus­es that you are pas­sion­ate about! Dona­tions may be tax deductible, they can actu­al­ly improve your sense of well-being. As always, if you have any ques­tions about how you can make this part of your plan, call Kei­th! If any­thing changes in your cur­rent finan­cial sit­u­a­tion, call Kei­th! We are here to help.

Click here if you wish to spon­sor me in this event!

Hot For A Good Cause! 2017-09-01T13:21:19+00:00

IS IT TIME TO TAKE A LEAP®?

2017-09-01T13:21:19+00:00

For­get “tra­di­tion­al” finan­cial plan­ning that puts you on an unfor­giv­ing tread­mill and often takes you to a ques­tion­able finan­cial des­ti­na­tion. Embrace a proven strat­e­gy that puts you in true con­trol of your mon­ey and allows you to see the big pic­ture. And gives you a clear under­stand­ing on how to make your mon­ey actu­al­ly work for you to achieve the finan­cial inde­pen­dence in your retire­ment that you’ve worked your whole life for! Get off the tread­mill and take a leap! Let us show you how.

IS IT TIME TO TAKE A LEAP®? 2017-09-01T13:21:19+00:00

Memorial Day

2015-05-13T10:48:34+00:00

It was 1866 and the Unit­ed States was recov­er­ing from the long and bloody Civ­il War between the North and the South. Sur­viv­ing sol­diers came home, some with miss­ing limbs, and all with sto­ries to tell. Hen­ry Welles, a drug­store own­er in Water­loo, New York, heard the sto­ries and had an idea. He sug­gest­ed that all the shops in town close for one day to hon­or the sol­diers who were killed in the Civ­il War and were buried in the Water­loo ceme­tery. On the morn­ing of May 5, the towns­peo­ple placed flow­ers, wreaths and cross­es on the graves of the North­ern sol­diers in the ceme­tery. At about the same time, Retired Major Gen­er­al Jonathan A. Logan planned anoth­er cer­e­mo­ny, this time for the sol­diers who sur­vived the war. He led the vet­er­ans through town to the ceme­tery to dec­o­rate their com­rades’ graves with flags. It was not a hap­py cel­e­bra­tion, but a memo­r­i­al. The towns­peo­ple called it Dec­o­ra­tion Day.

In 1868 the north­ern states com­mem­o­rat­ed the day on May 30. The south­ern states com­mem­o­rat­ed their war dead on dif­fer­ent days. Chil­dren read poems and sang civ­il war songs and vet­er­ans came to school wear­ing their medals and uni­forms to tell stu­dents about the Civ­il War. Then the vet­er­ans marched through their home towns fol­lowed by the towns­peo­ple to the ceme­tery. They dec­o­rat­ed graves and took pho­tographs of sol­diers next to Amer­i­can flags. Rifles were shot in the air as a salute to the north­ern sol­diers who had giv­en their lives to keep the Unit­ed States togeth­er.

In 1882, the name was changed to Memo­r­i­al Day and sol­diers who had died in pre­vi­ous wars were hon­ored as well. In the north­ern Unit­ed States, it was des­ig­nat­ed a pub­lic hol­i­day. In 1971, along with oth­er hol­i­days, Pres­i­dent Richard Nixon declared Memo­r­i­al Day a fed­er­al hol­i­day on the last Mon­day in May.

Chap­man Wealth Man­age­ment salutes those who have died in the ser­vice of our coun­try, those cur­rent­ly serv­ing, and the fam­i­lies who have made great sac­ri­fices for our free­dom. We con­tin­ue to live in the great­est coun­try in the world. On this Memo­r­i­al Day, take a few min­utes to con­sid­er the bless­ings you have, cel­e­brate the rela­tion­ships in your life, both fam­i­ly and friends, and thank a vet­er­an.
Then, on Tues­day, call us to begin work on your future suc­cess! God Bless Amer­i­ca!

Memorial Day 2015-05-13T10:48:34+00:00

Giant LEAP in Technology!

2017-09-01T13:21:19+00:00
Now Offering Financial Stories and XRM!

Cel­e­brat­ing 19 years in the Finan­cial Ser­vices Busi­ness, Chap­man Wealth Man­age­ment is con­stant­ly search­ing for new and more cre­ative ways to bring the process of wealth cre­ation to life. Our approach com­bines unique solu­tions with intu­itive finan­cial knowl­edge, inno­v­a­tive tech­nol­o­gy and integri­ty to pro­vide our clients with the very best finan­cial strate­gies avail­able today.

cwm1
We can model your financial future.

What sets us apart is our holis­tic approach to help­ing clients achieve their max­i­mum finan­cial poten­tial. A Cer­ti­fied Mas­ter in the Leap Sys­tem, Kei­th has become a rec­og­nized expert in the Wealth In Motion Sys­tem which is designed to trans­form the way you build your finan­cial future. We are proud to announce that we have added Finan­cial Sto­ries and Leap XRM prod­ucts to once again take the lead in the Finan­cial Industry’s most inno­v­a­tive plan­ning strate­gies.

Finan­cial Sto­ries™ and XRM uti­lize sci­en­tif­ic knowl­edge with new pre­sen­ta­tions offer­ing the same engag­ing expe­ri­ence along­side an updat­ed inter­face, a beau­ti­ful­ly inno­v­a­tive design, cloud-based tech­nol­o­gy and clear instruc­tive sto­ries.

Chap­man Wealth Man­age­ment is your part­ner for a brighter and more suc­cess­ful tomor­row. For 19 years now, we’ve worked with a wide range of clients and have become a trust­ed source of sound finan­cial strate­gies. We know you’ll agree that Leap’s Finan­cial Sto­ries™ and XRM are the fresh inven­tive way to achieve your finan­cial goals and objec­tives. The Leap Mod­el™ is pre­sent­ed in a client-fac­ing for­mat with all the tools nec­es­sary to orga­nize your per­son­al finances so you can make informed deci­sions.

Using Finan­cial Sto­ries™, we’ve helped sin­gle moms and CEO’s alike to plan their futures and make the right finan­cial deci­sions for their indi­vid­ual sit­u­a­tions. It gives us the abil­i­ty to pro­vide you with a macro-eco­nom­ic per­spec­tive of your entire finan­cial life on one piece of paper.

LEAP is the most effec­tive tool to come along in years at teach­ing the aver­age per­son how mon­ey works and how to make it work for you. It is designed to sim­pli­fy the entire finan­cial process from start to fin­ish, stream­lin­ing all those lit­tle details and intri­cate deci­sions that were once so con­fus­ing to the aver­age investor. And Finan­cial Sto­ries™ is the per­fect com­ple­ment for this process.

As finan­cial pro­fes­sion­als, Chap­man Wealth Man­age­ment believes in putting you in con­trol of your finan­cial future. Our phi­los­o­phy involves mak­ing sure that you know whether your cur­rent finan­cial strate­gies are work­ing so that you can re-engi­neer your wealth to improve your finan­cial future.

Get Max­i­mum Results!

Whether you want to put sev­er­al chil­dren through col­lege, retire on a dessert island, or sim­ply pro­tect what you have worked so hard to build, Chap­man Wealth and the LEAP Sys­tem make the dream pos­si­ble. You deserve the oppor­tu­ni­ty to check out the dynam­ic finan­cial sto­ries and intu­itive­ly designed cal­cu­la­tors of this inno­v­a­tive cloud-based tech­nol­o­gy.

Allow­ing you 247 access.

Cre­ate the strong, pros­per­ous future you deserve with Chap­man Wealth Man­age­ment and the LEAP Sys­tem with Finan­cial Sto­ries™ and XRM.

Giant LEAP in Technology! 2017-09-01T13:21:19+00:00

The Buffet Tax

2011-09-30T11:25:16+00:00

In 1969, Joe Barr, the last of LBJ’s Trea­sury Secretary’s (he served only 30 days) became famous. He tes­ti­fied before Con­gress that 21 mil­lion­aires had paid no income tax in 1967. A tax­pay­er ‘revolt’ was at hand.

Con­gress, in an effort to chase down those 21, cre­at­ed the Min­i­mum Tax of 1969. Ulti­mate­ly this became what you and I know as the Alter­na­tive Min­i­mum Tax. The unin­tend­ed con­se­quence of this bend­ing of tax pol­i­cy is that AMT now impacts four mil­lion tax­pay­ers, 27% of whom have AGI below $200,000 per year.  But I digress.

Whether you agree with Mr. Obama’s premise that too many bil­lion­aires pay too lit­tle tax is not the point. Our tax sys­tem is com­pli­cat­ed, thus enabling finan­cial insti­tu­tions to cre­ate tax reduc­tion strate­gies and prod­ucts. Too many Amer­i­cans rely on these pas­sive strate­gies in the name of tax sav­ings.  Remem­ber this: “Tax­es can­not be reduced by tax-advan­taged finan­cial instru­ments alone!” It is only through a well-coor­di­nat­ed and inte­grat­ed process along with a sound eco­nom­ic process that tax­es can be tru­ly reduced both now and in the future.

Oh, and an econo­met­ric mod­el that will allow you to test these proven strate­gies.

My pre­dic­tion: regard­less the out­come of the cur­rent tax debate, too many Amer­i­cans will over­pay their tax­es this com­ing year sim­ply as a result of the posi­tion­ing of their assets, cur­rent volatil­i­ty of the mar­kets, and the turnover in their tax­able port­fo­lios. Don’t rely on the gov­ern­ment or tra­di­tion­al finan­cial plan­ning strate­gies to pro­tect you. You must do some­thing now to lim­it this expo­sure.

If you don’t…prepare to be ‘Buf­fet­ed.’

 

The Buffet Tax 2011-09-30T11:25:16+00:00

August 15th: A Very Important Anniversary

2011-09-30T11:21:30+00:00

In July 1944, with World War II rag­ing on, 730 del­e­gates from all 44 allied nations gath­ered at the Mount Wash­ing­ton Hotel in Bret­ton Woods, New Hamp­shire for the Unit­ed Nations Mon­e­tary and Finan­cial Con­fer­ence. Their pri­ma­ry goal was to rebuild the inter­na­tion­al eco­nom­ic sys­tem through a series of rules, insti­tu­tions, and pro­ce­dures. The del­e­gates spent three weeks delib­er­at­ing upon and even­tu­al­ly sign­ing the Bret­ton Woods Agree­ments.

The Bret­ton Woods sys­tem called for each coun­try to adopt a mon­e­tary pol­i­cy that main­tained the exchange rate by tying its cur­ren­cy to the U.S. dol­lar. If you were a favored bank you could exchange your dol­lars for gold at a fixed rate. This anchored the mon­e­tary sys­tem.

On August 15, 1971(“The Anniver­sary”), the Unit­ed States, under Richard Nixon, uni­lat­er­al­ly ceased con­vert­ibil­i­ty of the dol­lar to gold. This meant that the dol­lar became an all out “fiat cur­ren­cy,” sus­tained by noth­ing but the promise of the fed­er­al gov­ern­ment. Known as the Nixon Shock, this action meant that the Unit­ed States dol­lar would be the sole back­ing of cur­ren­cies and a reserve cur­ren­cy for the world.

Our gov­ern­ment and gov­ern­ments around the world have been on a spend­ing binge. When the cen­tral bank is able to sup­press inter­est rates to zero and when the gov­ern­ment can finance its debts with for­eign cen­tral banks at neg­li­gi­ble inter­est rates—there’s no check on these debts

What about you? Are you on a spend­ing binge? Is your bal­ance sheet “AAA”? Are you in con­trol of your cash flow? Here’s a test: When you go out on Mon­day to cel­e­brate the anniver­sary, will you pay with cash?

Hap­py Anniver­sary!

 

August 15th: A Very Important Anniversary 2011-09-30T11:21:30+00:00

San Jacinto Day

2017-09-01T13:21:19+00:00

It was 4:30 p.m. when scout Deaf Smith announced the burn­ing of Vince’s Bridge, the only avenue of retreat for the oppos­ing army. The main Tex­an bat­tle line moved for­ward with their approach screened by the trees and ris­ing ground. Gen­er­al Sam Hous­ton per­son­al­ly led the infantry. In the cen­ter, two small brass, smooth­bore artillery pieces (donat­ed by cit­i­zens of Cincin­nati, Ohio) known as the “Twin Sis­ters” were wheeled for­ward, sup­port­ed by four com­pa­nies of infantry.

The Tex­an army moved quick­ly and silent­ly across the high-grass plain, and then, when they were only a few dozen yards away, charged San­ta Anna’s camp shout­ing “Remem­ber the Alamo!”  The Tex­ans achieved com­plete sur­prise. It was a bold attack in broad day­light.  San­ta Anna’s army, con­sist­ing pri­mar­i­ly of pro­fes­sion­al sol­diers, quick­ly col­lapsed. Hun­dreds of the demor­al­ized and con­fused Mex­i­can sol­diers were rout­ed. The Tex­an army had won a stun­ning vic­to­ry.

The Bat­tle of San Jac­in­to, fought on April 21, 1836, in present-day Har­ris Coun­ty, Texas, was the deci­sive bat­tle of the Texas Rev­o­lu­tion. San­ta Anna, the Pres­i­dent of Mex­i­co, was cap­tured the fol­low­ing day and held as a pris­on­er of war. Three weeks lat­er, he signed the peace treaty that dic­tat­ed that the Mex­i­can army leave the region, paving the way for the Repub­lic of Texas to become an inde­pen­dent coun­try.
Mea­sured by its results, San Jac­in­to was one of the deci­sive bat­tles of the world. The free­dom of Texas  from Mex­i­co won here led to annex­a­tion and to the Mex­i­can-Amer­i­can War, result­ing in the acqui­si­tion by the Unit­ed States of the states of Texas, New Mex­i­co, Ari­zona, Neva­da, Cal­i­for­nia, Utah and parts of Col­orado, Wyoming, Kansas and Okla­homa. Almost one-third of the present area of the Amer­i­can Nation, near­ly a mil­lion square miles of ter­ri­to­ry, changed sov­er­eign­ty.

Chap­man Wealth Man­age­ment takes pride in cel­e­brat­ing San Jac­in­to Day. Don’t Mess With Texas!

San Jacinto Day 2017-09-01T13:21:19+00:00

Take the ”LEAP” and Visit!

2017-09-01T13:21:19+00:00

The future has arrived! Our new web­site out­lines our holis­tic and com­pre­hen­sive approach to per­son­al finan­cial plan­ning. It includes an overview of the LEAP sys­tem fea­tur­ing the Wealth In Motion soft­ware, an out­line of our ser­vices and arti­cles that are at once enter­tain­ing and per­ti­nent to your finan­cial suc­cess.
(more…)

Take the ”LEAP” and Visit! 2017-09-01T13:21:19+00:00

Veteran’s Day

2011-01-05T16:14:44+00:00

World War I – known at the time as “The Great War” — offi­cial­ly end­ed when the Treaty of Ver­sailles was signed on June 28, 1919, in the Palace of Ver­sailles out­side the town of Ver­sailles, France. How­ev­er, fight­ing ceased sev­en months ear­li­er when an armistice, or tem­po­rary ces­sa­tion of hos­til­i­ties, between the Allied nations and Ger­many went into effect on the eleventh hour of the eleventh day of the eleventh month. For that rea­son, Novem­ber 11, 1918, is gen­er­al­ly regard­ed as the end of “the war to end all wars.”

(more…)

Veteran’s Day 2011-01-05T16:14:44+00:00

All That Glitters

2017-09-01T13:21:19+00:00

Got gold? The radio is teem­ing with ads pro­mot­ing gold as the panacea for our cur­rent eco­nom­ic and stock mar­ket woes, all tout­ing the many ways to prof­itably invest, whether in bul­lion, coins, ETFs or min­ing stocks. So maybe you’re think­ing you should own gold in some form since (accord­ing to what they say) it will always be worth some­thing.

But does gold real­ly have a place in your port­fo­lio? (more…)

All That Glitters 2017-09-01T13:21:19+00:00