Chapman Wealth Management 2017-09-01T13:21:19+00:00

Welcome to Chapman Wealth Management

At Chap­man Wealth Man­age­ment, our ser­vices are tai­lored to you and your family’s goals. We use next-gen­er­a­tion tech­nol­o­gy designed to yield the best results for your future suc­cess.

Learn More What Makes Us Great.
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Strategy

Chap­man Wealth Man­age­ment will work with you to con­struct strate­gies which will help you achieve your dreams. Kei­th com­bines a high lev­el of integri­ty along with a vast knowl­edge of a vari­ety of finan­cial mat­ters to devel­op an effec­tive approach to max­i­miz­ing your wealth poten­tial.

Using the LEAP® Sys­tem and the Per­sonal Finan­cial Engi­neer­ing™ process, we have helped many clients under­stand how they can meet and exceed their finan­cial goals. Through edu­ca­tion, analy­sis and plan­ning, we will devel­op a new finan­cial strat­egy at no addi­tional out-of-pock­et cost and no addi­tional risk to you. This new strat­egy will gen­er­ate more wealth and help pre­serve that wealth in a more effi­cient man­ner than cur­rent tra­di­tional meth­ods.

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Our Process

Five steps that will teach you how to suc­cess­fully man­age your wealth.

1Intro­duc­tory Meet­ing

After get­ting to know each oth­er and dis­cussing your goals and dreams, we will intro­duce you to the Life­time Eco­nomic Accel­er­a­tion Process (LEAP®). We will talk about the fal­lac­ies of cur­rent finan­cial and estate plan­ning and we’ll set your expec­ta­tions for the future. You will leave this meet­ing with an under­stand­ing of my process and a Con­fi­den­tial Ques­tion­naire to be com­pleted pri­or to our next meet­ing.

2Ques­tion­naire Review Meet­ing

Using the com­pleted ques­tion­naire along with the finan­cial doc­u­ments you have pro­vided, we will dis­cuss your cur­rent finan­cial pro­file.

3Pro­tec­tion, Sav­ings & Growth Mod­el Meet­ing

I will intro­duce you to the Pro­tec­tion Sav­ings & Growth (PS&G) mod­el. Using the infor­ma­tion obtained in our sec­ond meet­ing we will look at your present finan­cial sit­u­a­tion and iden­tify the effec­tive­ness or inef­fec­tive­ness of your cur­rent strate­gies.

4Strat­egy Meet­ings

Armed with the results of the PS&G Mod­el meet­ing and our dis­cus­sions we will begin imple­ment­ing strate­gies to cre­ate addi­tional wealth with a min­i­mum of addi­tional expen­di­tures. The num­ber of meet­ings will depend on the com­plex­ity of your per­sonal finan­cial sit­u­a­tion.

5Wrap-Up and Review

After com­plet­ing and imple­ment­ing the ini­tial plan; we will meet with you reg­u­larly (at least once a year) to review and mod­ify your plan where nec­es­sary to reflect any changes in your finan­cial sta­tus.

Products and Services

We help indi­vid­u­als, fam­i­lies and busi­ness­es focus on pro­tec­tion and long-term wealth strate­gies lever­ag­ing the pow­er of earned income in the ear­ly years.  Finan­cial deci­sions made in the ear­ly stages will have the great­est impact on your finan­cial wealth cre­ation future.  We strive to get your mon­ey to work hard­er for you.  The ser­vices we offer assist you in all of your per­son­al finance deci­sions.  We offer a full array of finan­cial prod­ucts and ser­vices that, as part of your over­all plan, can help you achieve your goals.

TAKE-THE-LEAP2

Lifetime Economic Acceleration Process

Life­time: LEAP® views your finan­cial process as an ongo­ing life­time expe­ri­ence. LEAP uses a com­pre­hen­sive or holis­tic approach.
Eco­nom­ic: LEAP® seeks to make your mon­ey pro­duc­tive and effi­cient which may increase its per­for­mance over time.
Accel­er­a­tion: LEAP® allows your mon­ey to have the poten­tial to achieve an accel­er­at­ed rate of return by using a unique finan­cial process.
Process: LEAP® orga­nizes and coor­di­nates your mon­ey deci­sions into a finan­cial mod­el that is easy to fol­low and under­stand.
  • To increase the amount of mon­ey you will have over your life­time
  • To reduce your income tax­es
  • To give you bet­ter acces­si­bil­i­ty over your mon­ey
  • To low­er your finan­cial costs
  • To pro­vide total needs based and val­ue based insur­ance pro­tec­tion
  • To low­er your finan­cial risk
  • To give you a bet­ter under­stand­ing of how your mon­ey is work­ing for you
  • To pro­vide orga­ni­za­tion of your finan­cial doc­u­ments and plans
  • To pro­vide a ver­i­fi­able finan­cial process

We live in a world of complexity and rapid change

Keep­ing up in a chang­ing world is dif­fi­cult. Of the many mon­ey deci­sions that you must make, know­ing which are appro­pri­ate is not easy. Infor­ma­tion over­load can lead to finan­cial paral­y­sis. You prob­a­bly lack the time to prop­er­ly research all aspects of your mon­ey deci­sions.

How LEAP® Helps:

The LEAP SYSTEM® helps you cope with these changes by pro­vid­ing easy to under­stand and easy to fol­low finan­cial mod­els.

Government is constantly changing the tax laws

Chang­ing tax laws make it dif­fi­cult for the con­sumer to plan eas­i­ly and suc­cess­ful­ly. The tax laws have become more and more com­pli­cat­ed.

How LEAP® Helps: The LEAP SYSTEM® can help you reduce your income tax­es over your life­time by pro­vid­ing tax strate­gies designed to sim­pli­fy your finan­cial life.

Stock Market Fluctuations and Risk

The stock mar­ket fluc­tu­ates up and down. It moves in cycles. A prob­lem can exist when you need your mon­ey in a down cycle and your stocks have declined in val­ue. Tim­ing is impor­tant, but it can­not be con­trolled.

How LEAP® Helps: The LEAP SYSTEM® seeks to help you achieve “High Reward with Low Risk” through its unique “flow of mon­ey” con­cept.

Misinformation Contained within the Media

Mis­lead­ing infor­ma­tion regard­ing insur­ance and finan­cial prod­ucts and strate­gies is preva­lent on the Inter­net and in finan­cial mag­a­zines, finan­cial “How To” books and sales lit­er­a­ture.

How LEAP® Helps: The LEAP SYSTEM® explains how many mon­ey strate­gies and prod­ucts being adver­tised and pro­mot­ed today may become haz­ardous to your wealth and pro­tec­tion goals. I will help you select the appro­pri­ate prod­ucts and strate­gies tai­lored to help meet your indi­vid­ual needs, wants, and desires.

Through its com­pre­hen­sive eval­u­a­tion, Chap­man Wealth Man­age­ment can save you a sig­nif­i­cant amount of mon­ey over your life­time, while ensur­ing that your assets and your fam­i­ly are well-pro­tect­ed. We’ll make sure that the finan­cial strate­gies and prod­ucts you use now, and those avail­able to you, are coor­di­nat­ed to achieve your goals.

Here are some of the strate­gies and prod­ucts that will be part of our eval­u­a­tion:

STRATEGIES PRODUCTS
Tax­able Com­pound Inter­est Series E/EE Bonds
Dol­lar-Cost-Aver­ag­ing Non-matched IRA or 401K
Dividend/Capital Gain Rein­vest­ing 15 Year Mort­gages
Pre­pay­ing a Mort­gage Cred­it Card Debt
Low Deductible on Insur­ance 10 or 20 Year Term Life Poli­cies
Gifts to Minors Long-Term Invest­ing
Tax Defer­ral Strate­gies Sur­vivor­ship Life Insur­ance
Buy Term and Invest the Dif­fer­ence Low Yield Sav­ings Accounts
You prob­a­bly own a vari­ety of finan­cial prod­ucts and have made many finan­cial deci­sions. Each prod­uct and finan­cial deci­sion most like­ly has been made indi­vid­u­al­ly and with­out much thought of inte­grat­ing them into a skill­ful­ly coor­di­nat­ed and effi­cient plan. With­out a finan­cial mod­el to assess, eval­u­ate or mea­sure each finan­cial deci­sion, your mon­ey may become unco­or­di­nat­ed, inef­fi­cient and unpro­duc­tive.

Get your financial life organized…

The LEAP® SYSTEM has built a mod­el called the PS&> Mod­el. It is a finan­cial mod­el that con­tains all aspects of your finan­cial life. It pro­vides you with a full view of your finan­cial sit­u­a­tion cat­e­go­rized into three com­po­nents of Pro­tec­tion, Sav­ings, and Growth, which makes it easy to under­stand and fol­low. You can par­tic­i­pate in the eval­u­a­tion process by hav­ing this unique tool avail­able to you.

Educate yourself…

An edu­cat­ed con­sumer is always in a bet­ter posi­tion than one who is unsure and inse­cure about the mon­ey deci­sions they are forced to make in life. The PS&> Mod­el pro­vides you with a tool to mea­sure and coor­di­nate each mon­ey deci­sion with the pur­pose of achiev­ing finan­cial inde­pen­dence. As a LEAP® SYSTEM autho­rized rep­re­sen­ta­tive, we will show you how to use this mod­el to mea­sure and com­pare finan­cial deci­sions you make in order to choose the one that you feel is most appro­pri­ate.

Benefits of Using The PS&> Model

Instead of mak­ing finan­cial deci­sions one at a time in an iso­lat­ed man­ner (micro), we advo­cate finan­cial deci­sions based on an orga­nized, coor­di­nat­ed and inte­grat­ed mod­el (macro). By using the PS&> Mod­el, your assets and finan­cial deci­sions are:

COORDINATED: When coor­di­nat­ed, your assets work togeth­er har­mo­nious­ly.
INTEGRATED: When inte­grat­ed, they pro­vide for a poten­tial increase in mon­ey sup­ply and ben­e­fits.
BASED ON FACTS: The PS&> Mod­el helps you eval­u­ate and mea­sure the results.
NEEDS AND VALUE BASED: With a PS&> Mod­el, you may be less vul­ner­a­ble to mak­ing deci­sions based on opin­ion or sales hype. Mon­ey deci­sions are now strict­ly needs and val­ue based.
IMPLEMENTED: The PS&> Mod­el pro­vides a method for your mon­ey deci­sions to be eas­i­ly and auto­mat­i­cal­ly imple­ment­ed.
ORGANIZED: The PS&> Mod­el will help you visu­al­ize how all your assets are work­ing and at the same time pro­vide an orga­nized fil­ing sys­tem.
ACCESSIBLE: Your mon­ey and assets will be more in your own con­trol which leads to mak­ing intel­li­gent finan­cial deci­sions.
What are your alter­na­tives to LEAP®? Your finan­cial life may well be man­aged by one of the four alter­na­tives list­ed below. Let’s look at each one of the alter­na­tives and see if they are what you real­ly want and need.

ALTERNATIVE #1 — NO PLANNING

By doing no plan­ning at all, it may lead to finan­cial dif­fi­cul­ties and even finan­cial dis­ar­ray. To do no plan­ning may cause peo­ple to lose con­trol over their finan­cial lives and become vul­ner­a­ble to the events and cir­cum­stances that sur­round them. The no plan­ning alter­na­tive usu­al­ly pro­duces very lit­tle chance of hav­ing finan­cial inde­pen­dence at any point in one’s life.

ALTERNATIVE #2 — OCCASIONAL PLANNING

Occa­sion­al plan­ning tends to result in putting things off and to always be one or two steps behind, nev­er quite hav­ing enough mon­ey or hav­ing it in the right place. Do you feel this way? Peo­ple who do occa­sion­al plan­ning are usu­al­ly part of a “do-it-your­self” mind­set that tends not to seek pro­fes­sion­al finan­cial advice. Occa­sion­al plan­ning may pro­duce a finan­cial life filled with inef­fi­cien­cy and lost oppor­tu­ni­ty costs.

ALTERNATIVE #3 — SINGLE NEED PLANNING

Many peo­ple wait until they are forced to make finan­cial deci­sions. Sin­gle need plan­ning focus­es on plan­ning for only one finan­cial need at a time. Usu­al­ly, this plan­ning does not take place until after the need appears and becomes obvi­ous. Sin­gle need plan­ning tends to be main­te­nance based just to cov­er the need. Psy­chol­o­gists have writ­ten that human needs can nev­er tru­ly be sat­is­fied, for once a need is met, a new need takes its place. There­fore, sin­gle need plan­ning may lead to ongo­ing frus­tra­tion and dis­ap­point­ment.

ALTERNATIVE #4 — FINANCIAL PLANNING

Finan­cial plan­ning is a process that is heav­i­ly math­e­mat­i­cal and requires a sig­nif­i­cant amount of num­ber-crunch­ing. Finan­cial plan­ning focus­es on estab­lish­ing sev­er­al needs and goals and plot­ting a course of action to sat­is­fy them. Finan­cial plan­ning typ­i­cal­ly uses fixed assump­tions for tax­es, rates-of-return, infla­tion, time, and oth­er vari­ables as deter­mi­nants for the out­come of the plan. Since the world in which we live is chang­ing, the fixed assump­tions are dif­fi­cult to pre­dict and need con­stant updat­ing and review.

For many Amer­i­cans, the Right Sys­tem for Build­ing Wealth Pro­tec­tion is

LEAP®Life­time Econom­ic Accel­er­a­tion Process
The LEAP SYSTEM® believes that the best choice that you can make in your finan­cial life is the use of the LEAP SYSTEM®. Give your­self this oppor­tu­ni­ty for wealth, hap­pi­ness, and suc­cess. After all, you deserve the best.

In order to be intro­duced to the LEAP SYSTEM® and have a finan­cial con­sul­ta­tion, there is NO FEE, NO CHARGE, and NO OBLIGATION. It is easy, enjoy­able, and fun. Every­one should have the oppor­tu­ni­ty to see if they can improve upon their finan­cial posi­tion with­out any up-front costs or charges.

In our expe­ri­ence, we found that Amer­i­cans want the kind of rela­tion­ship with their finan­cial rep­re­sen­ta­tive that entails no pres­sure, no sales hype, no fees, and no pre­de­ter­mined glossy boil­er-plat­ed reports. They want an accu­rate and hon­est appraisal of their finan­cial sit­u­a­tion that is com­pre­hen­sive and uses a macro-finan­cial mod­el. They also want to par­tic­i­pate in the plan­ning and wealth build­ing process.

The LEAP SYSTEM® is made avail­able to you through an autho­rized rep­re­sen­ta­tive. LEAP SYSTEM® autho­rized rep­re­sen­ta­tives are pro­fes­sion­al peo­ple who are con­fi­dent that the LEAP SYSTEM® has the poten­tial to improve upon and pro­tect your wealth build­ing objec­tives.

Then how do they get com­pen­sat­ed?
LEAP SYSTEM® autho­rized rep­re­sen­ta­tives are licensed finan­cial pro­fes­sion­als who pro­vide a valu­able ser­vice. If you decide to imple­ment any part of your finan­cial pro­gram, or need a par­tic­u­lar finan­cial prod­uct to meet your needs, wants and desires, your finan­cial rep­re­sen­ta­tive can offer you these var­i­ous finan­cial prod­ucts and ser­vices. They are com­pen­sat­ed by com­mis­sion from the finan­cial insti­tu­tions that they are affil­i­at­ed with based upon the product(s) you need or want to imple­ment in your desired plan. Since there is no oblig­a­tion, you may or may not select a finan­cial prod­uct through the LEAP SYSTEM® autho­rized rep­re­sen­ta­tive. The LEAP SYSTEM® process focus­es on wealth build­ing and pro­tec­tion and does not focus on any one par­tic­u­lar prod­uct. Mil­lions of Amer­i­cans are now using the LEAP SYSTEM® and have found it to be ben­e­fi­cial in their finan­cial lives.

Wealth In Motion is a rev­o­lu­tion­ary piece of mod­ern tech­nol­o­gy that is based on the PS&> Mod­el™ from LEAP SYSTEMS, Inc. Wealth In Motion is a pow­er­ful finan­cial sim­u­la­tor that will allow you to view your cur­rent finan­cial posi­tion. Togeth­er we can do numer­ous sce­nar­ios to deter­mine the impact that the fol­low­ing erod­ing fac­tors will have on your future, and devel­op strate­gies to min­i­mize their effects.
  • Tax­es
  • Infla­tion
  • Planned Obso­les­cence
  • Tech­no­log­i­cal Change
  • Pre­ma­ture Death
  • Dis­abil­i­ty
  • Edu­ca­tion
  • Wed­dings, Bar mitz­vah
  • And many more

Wealth In Motion and the LEAP SYSTEM® are not based on what prod­ucts you buy, but on how you man­age what you already have. Wealth In Motion helps you con­trol the erod­ing fac­tors of the soci­ety.

Before using the finan­cial sim­u­la­tor, it is help­ful to under­stand how the Strate­gic Allo­ca­tion Mod­el™ works. The over­all objec­tive of LEAP® and Wealth In Motion is to assist you in reach­ing your full finan­cial poten­tial.